Apply Miles by Discover® Card

Frequent travelers can rack up high airline and restaurant costs, but the Discover Miles card helps alleviate some of these expenses by giving you the chance to earn cash back on your reservations.

Benefits

Members may not only benefit from rewards, but can also add an authorized user on to their account and order an additional credit card in his or her name at no extra cost.

Rewards

Cardholders will earn two miles for every dollar they spend on their first $3,000 in transactions associated with travel and restaurant purchases. One mile will be awarded for every dollar spent on travel purchases over $3,000. Travel purchases include airline tickets, hotels, car rentals, cruises and vacation packages. Members can also earn up to 12,000 bonus miles or 1,000 bonus miles each month they use their card during the first year.

Balance Transfers

A zero percent annual percentage rate for balance transfers will apply during the first six months of opening a new account. After the introductory period ends, a variable 10.99 – 16.99% percent APR will apply. A 3 percent balance transfer fee will be applied for each amount transferred. A $10 dollar or 5 percent fee will also apply, whichever amount is greater.

Rates

For the first six months, the Discover card will not carry an APR, but a variable 10.99 percent rate – based on your creditworthiness – will apply after this period ends. There is no annual fee.

Who Should Apply

Individuals who use their credit card to make travel-related purchases should apply for this card.

Credit Standing

The issuer requires an excellent credit rating of 750 or higher to secure this card.