Apply Discover® Student Card – Tropical Beach

Discover® Student Card – Tropical Beach features many of the cash-back bonuses offered with other Discover cards as well as a tropical beach backdrop for users who prefer a customized card appearance. For first-time credit cardholders looking to build a credit history, this is an option to consider. It offers no annual fee and a 0% introductory APR. This isn’t a card for balance transfers and, as with many cards, watch out for the default APR, which can get expensive. Overall, though, it’s a good option for someone wishing to build credit.

Benefits

Benefits include live phone support, online tools, and e-mail reminders for upcoming payment due dates. It also offers $0 fraud liability, advanced fraud early warning alerts, and access to fraud specialists.

Rewards

No rewards apply.

Balance Transfers

Balance transfers do not apply.

Rates

There’s no annual fee, and after the 0% introductory period a basic APR that depends on your credit standing. There are late fees of up to $35.

Who Should Apply

The Discover Student Card – Tropical Beach is a great card for students and consumers who are looking to start building their credit history. It’s also a great choice for if you’re looking for great cash back bonuses and use your card for travel, gas, groceries and more.

Credit Standing

This card is intended for people with good to excellent credit, meaning a credit score of 700 or higher.