Apply Discover® Open Road® Card- $150 Restaurant.com Gift Certificate

If your lifestyle includes a fair amount of driving and dining out, you really should take a look at the Discover® Open Road® Card – $150 Restaurant.com Gift Certificate. After your first purchase, you get a $150 Restaurant.com Gift Certificate that’s valid at over 15,000 restaurants nationwide. You also get a zero percent introductory APR for 12 months on purchases and on balance transfers. So this credit card gives you that hard-to-find combination of cash back rewards and a low interest rate.

Benefits

Enjoy cash back rewards on virtually every purchase, not just on gas and dining. And you can earn a 5 percent to 20 percent CashBack Bonus® by shopping through Discover’s online mall.

Rewards

If you make your first purchase within six months of being approved, you receive a $150 Restaurant.com Gift Certificate. You earn 2 percent CashBack Bonus® on your first $250 in combined gas and restaurant purchases in each billing cycle. You earn .25 percent on all other purchases. After your total annual purchases exceed $3,000 during the year, you earn 1 percent cash back on all purchases. Rewards don’t expire, but if your account is inactive for 18 consecutive months or if you fail to make your minimum payment for two consecutive billing periods, your CashBack Bonus® account is forfeited.

Balance Transfers

You get a 12-month zero percent introductory APR on balance transfers. After that, this card carries an 11.99 percent to 20.99 percent variable APR. With this offer, there’s a 4 percent balance transfer fee.

Rates

The Discover® Open Road® Card – $150 Restaurant.com Gift Certificate offers a zero percent introductory APR on purchases for 12 months. After that, this card carries an 11.99 percent to 20.99 percent variable APR, based on your creditworthiness. Cash advances carry a 23.99 percent variable APR. There’s no annual fee.

Who Should Apply

Consumers who are looking for a cash rewards program for everyday purchases that also comes with a zero percent introductory APR.

Credit Standing

You need excellent credit, which is at least 1500, to qualify for this card.