Apply Discover® More® Card – 18 Month Promotional Balance Transfer

You’re not going to find a deal like this very often. For a limited time, this Discover® More® Card is offering a 18-month zero percent introductory APR on balance transfers. If you’re carrying a lot of credit card debt at high interest rates, this card could save you a lot of money.

Benefits

Besides the extended introductory period on balance transfers, you also get a zero percent introductory APR on purchases for six months. Plus, you earn cash rewards on all your purchases.

Rewards

You earn up to a five percent Cashback Bonus when you use your card for purchases in rotating categories, such as travel, restaurants, gas, movies, grocery stores and more. The categories change every three months and you must enroll in the program every quarter for your purchases to qualify. Note that there are caps on the amount of five percent Cashback Bonuses you can earn. After you reach the cap, you earn up to one percent on purchases in a category. You earn .25 percent on all other purchases. After your total annual purchases exceed $3,000 during the year, you earn up to one percent cash back on all purchases.

Balance Transfers

There’s a five percent balance transfer fee. With this offer, you get a 18-month zero percent introductory APR on balance transfers. After the intro period, this card carries an 12.99 percent to 20.99 percent (V) APR on balance transfers.

Rates

This Discover® More® Card offers a zero percent introductory APR on purchases for six months. After that, this card carries an 10.99 percent to 20.99 percent (V) APR, based on your creditworthiness. Cash advances carry a 23.99 percent (V) APR. There’s no annual fee.

Who Should Apply

Consumers who are looking for a lengthy, introductory zero percent APR on balance transfers.

Credit Standing

You need excellent credit, around 750-plus, to qualify for this card.